To run an MPesa shop, you will be required to get a few things done. First, you need to seek approval to run the business. Safaricom will ask for a few legal requirements.

• Register a limited company: To operate an MPESA shop (some say to be an MPesa agent), you need to first register a limited company.
• Establish 3 outlets: Safaricom requires that there are at least 3 outlets ready to offer MPESA under the company names. The company also MUST have existed (and possibly traded) for a minimum period of 6 months. This becomes a hurdle to someone intending to start up the M-Pesa shop immediately. There are options though
• Business Permits required: You will then need to provide the following permits: ✓ Business permits for each of the MPesa outlets ✓ VAT & tax compliance certificates ✓ Identity Cards ✓ Banking license from a reputable financial institution ✓ Police clearance certificate

Safaricom has two ways you can run your MPESA outlet, either as a standard outlet or as a sub-dealer.

Aggregated lines were Safaricom’s solution to fraudulent super-agents who claimed extra commissions percentages other than the Safaricom’s recommended. Both existing and new Mpesa agents are eligible to get aggregated Mpesa lines.